• October is one of the most peculiarly dangerous months to speculate in stocks.  The others are July, January, September, April, November, May, March, June, December, August and February.
   
  -- Mark Twain
• Good fortune is when opportunity meets with planning.
   
  -- Thomas Edison
• Philosophy based on academic research and theory to create intelligent investment plans
• An academic strategy grounded in academic research
• If you don't have an investment philosophy all that you have is a market outlook. If you have an investment philosophy you have no need for a market outlook, choose.
   
  -- Nick Murray